Rates

Rates effective as of 06/22/2012

Interest Bearing Checking & Savings Rates (Personal/Business)

Account TypeMinimum Deposit to OpenMinimum BalanceInterest RateAPY*
Personal or Business

CHECK PLUS ACCOUNT

$100.00$750.00 - $24,999.990.05%0.05%
$25,000.00 - $49,999.990.15%0.15%
$50,000.00 & Over0.20%0.20%
Personal or Business

CASH MANAGEMENT ACCOUNT

$10,000.00$10,000.00 - $24,999.990.20%0.20%
$25,000.00 - $49,999.990.40%0.40%
$50,000.00 - $499,999.990.50%0.50%
$500,000.00 & Over1.15%1.16%
Personal or Business

SAVINGS ACCOUNT

$100.00N/A0.10%0.10%
Personal or Business

MONEY MARKET ACCOUNT

$3,000.00$3,000.00 - $49,999.990.10%0.10%
$50,000.00 - $149,999.990.25%0.25%
$150,000.00 & Over0.30%0.30%

Certificates of Deposit/Individual Retirement Accounts

TermMinimum DepositInterest RateAPY*
30 Day$1,000.000.10%0.10%
91 Day$1,000.000.10%0.10%
6 Month$1,000.000.35%0.35%
12 Month$1,000.000.65%0.65%
18 Month$1,000.000.70%0.70%
24 Month$1,000.000.85%0.85%
30 Months$1,000.001.05%1.06%
36 Month$1,000.001.20%1.21%
48 Month$1,000.001.30%1.31%
60 Month$1,000.001.40%1.41%

Jumbo Rates

Contact us for the most current rates.

  • Penalty may be imposed for early withdrawal on all CD's and IRA's
  • Federal Income Tax penalties on early withdrawal may be applicable
  • Rates subject to change
  • Fees may reduce earnings
  • FDIC Insured
  • *APY = Annual Percentage Yield